Frequently asked questions
We thought about some questions you may have and… here goes
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What’s the exchange rate like?
Pesa offers live mid-market rates — no hidden markups. You’ll see exactly how much you’re getting before you hit send or convert. You get to see live rate updates within the app. These rates are updated every 30 seconds, but you have the ability to lock down a guaranteed rate for 5minutes.
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How It Works
- What is a Pesa Virtual Card?
A Pesa Virtual Card is a digital USD card that enables you to make international online payments securely from Nigeria.
- What cards are available on Pesa?
You can get a Pesa USD virtual mastercard and a Naira mastercard.
- How do I get a Pesa Virtual Card?
Log in to your Pesa account, navigate to the ‘Virtual Cards’ section, and follow the prompts to create your card instantly.
- How long does it take to get a Pesa Virtual Card?
Once your application is completed, your card is created instantly and ready for use.
- What do I need to activate my card?
You need to complete your KYC registration.
- Can I receive payment with my Pesa virtual card?
No, you can’t. You can only spend with your card. However, you can receive money into your Pesa wallets and use it to fund your virtual USD card.
